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Scammers promise scratch-card winnings, spin-and-win prizes, or cashback and then trick users into approving a UPI collect request or entering a UPI PIN. The result is an outgoing transfer to the fraudster, not money received. Source: https://www.tribuneindia.com/news/govt-flags-rise-in-fraud-using-fake-videos-of-pm/ Have you encountered this? Share below. Every experience protects the next person.