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Scammers send fake payment requests or trick people into entering a UPI PIN to “receive” money, then drain accounts. This remains one of the most common active fraud patterns in India, often spread through phone calls, SMS, and WhatsApp.[8][1] Source: https://www.indianexpress.com/article/in-collaboration/upi-pin-fraud-how-scammers-steal-your-money-and-how-to-stay-safe-10866728/ Have you encountered this? Share below. Every experience protects the next person.