Fake Aadhaar Enabled Payment System (AePS) Fraud
फर्जी आधार सक्षम भुगतान प्रणाली धोखाधड़ी
INDIA — By BharatSecure Threat Intelligence Team ·
Verdict: Dangerous | Risk Score: 9/10 | Severity: MEDIUM
How Fake Aadhaar Enabled Payment System (AePS) Fraud Works
- Step 1: Fraudsters collect Aadhaar numbers and fingerprint data through hidden cameras at AePS service points, fake biometric devices, or phishing messages
- Step 2: Criminals create silicon fingerprints or use unauthorized biometric devices to clone genuine fingerprints
- Step 3: Scammers impersonate victims at AePS terminals using stolen Aadhaar numbers and cloned biometric data
- Step 4: Unauthorized transactions are conducted including cash withdrawals, payments, and fund transfers from victim's bank account
How This Scam Works — Detailed Explanation
Fake Aadhaar Enabled Payment System (AePS) fraud is a growing threat in India that targets unsuspecting citizens using the popular Aadhaar platform. Scammers take advantage of India’s push for digital payments and government schemes linked with Aadhaar and bank accounts. Typically, fraudsters set up fake AePS kiosks or pose as bank officials and approach victims in crowded places or communities. They claim to offer Aadhaar-based services like cash withdrawal, balance inquiry, or government subsidies, but their real intent is to steal biometric data or bank details.
The scam often begins with unsolicited phone calls or WhatsApp messages claiming to be from banks or government agencies, asking the victim to verify Aadhaar details urgently. Sometimes, fraudsters request the victim to visit a nearby AePS service point with what appears like official devices. These devices may secretly record fingerprints using fake biometric scanners or hidden cameras. Victims are then asked to authenticate transactions by entering their Aadhaar-linked bank details and OTPs. Using this information, scammers clone biometrics or perform unauthorized transactions through UPI or mobile banking apps.
Besides physical scams, fraudsters also lure people via phone or WhatsApp and insist on remote support. They may request the installation of remote access software like AnyDesk or TeamViewer under the pretext of fixing Aadhaar-related issues, allowing them to access the victim’s phone or computer to steal data. Some scammers threaten victims with fake legal action or arrest notices to create panic, forcing victims to comply quickly without verifying the information.
Victims of Fake Aadhaar Enabled Payment System (AePS) fraud often find unauthorized withdrawals from their bank accounts, loss of government subsidies, or misuse of their Aadhaar-linked personal data. Because AePS is linked to all bank accounts through Aadhaar, such fraud can lead to severe financial loss and identity theft. Reporting such frauds quickly to the cybercrime helpline 1930 and avoiding sharing OTPs or biometric information is crucial for protection.
Who Does Fake Aadhaar Enabled Payment System (AePS) Fraud Target?
Vulnerable populations with lower education levels, property owners, and individuals with limited awareness of digital security measures
Red Flags — How to Identify Fake Aadhaar Enabled Payment System (AePS) Fraud
- Unsolicited calls or messages claiming to be from banks or government asking for Aadhaar verification
- Suspicious or unfamiliar devices at AePS service points and hidden cameras
- Requests to click links or call unverified numbers to verify sensitive information
- Threats of arrest or legal action from fake government data protection officials
- Requests to install remote access software like AnyDesk
What To Do If You Encounter Fake Aadhaar Enabled Payment System (AePS) Fraud
- Call 1930 immediately to report any suspicious Aadhaar or AePS-related calls, messages, or transactions.
- Verify any call or message by directly contacting your bank’s official customer service number before taking action.
- Avoid sharing Aadhaar details, OTPs, or biometric data with anyone, even if they claim to be government officials.
- Refuse requests to install remote access software on your phone or computer for Aadhaar or banking issues.
- Visit official bank branches or government service centers to resolve Aadhaar or AePS concerns rather than relying on unofficial kiosks.
How to Report Fake Aadhaar Enabled Payment System (AePS) Fraud in India
- Call 1930 — National Cyber Crime Helpline (24x7)
- File a complaint at cybercrime.gov.in
- Contact your bank immediately if money was lost
- Call RBI helpline: 14440 for banking fraud
Frequently Asked Questions
- What is Fake Aadhaar Enabled Payment System (AePS) Fraud?
- Dangerous: Fake Aadhaar Enabled Payment System (AePS) Fraud is a confirmed scam in India. Protect yourself from Aadhaar Enabled Payment System fraud. Learn to identify fake AePS scams, biometric cloning, and report to cybercrime helpline 1930.
- How does Fake Aadhaar Enabled Payment System (AePS) Fraud work?
- Step 1: Fraudsters collect Aadhaar numbers and fingerprint data through hidden cameras at AePS service points, fake biometric devices, or phishing messages Step 2: Criminals create silicon fingerprints or use unauthorized biometric devices to clone genuine fingerprints Step 3: Scammers impersonate victims at AePS terminals using stolen Aadhaar numbers and cloned biometric data Step 4: Unauthorized transactions are conducted including cash withdrawals, payments, and fund transfers from victim's bank account
- How to protect yourself from Fake Aadhaar Enabled Payment System (AePS) Fraud?
- Call 1930 immediately to report any suspicious Aadhaar or AePS-related calls, messages, or transactions. Verify any call or message by directly contacting your bank’s official customer service number before taking action. Avoid sharing Aadhaar details, OTPs, or biometric data with anyone, even if they claim to be government officials. Refuse requests to install remote access software on your phone or computer for Aadhaar or banking issues.
- How to report Fake Aadhaar Enabled Payment System (AePS) Fraud in India?
- Report to cybercrime.gov.in or call 1930 (National Cyber Crime Helpline). You can also contact your local police station's cyber cell.
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