Fake Ayushman Card Generation Using Dead Beneficiaries

Verdict: Suspicious | Risk Score: 7/10 | Severity: high

Category: KYC

How Fake Ayushman Card Generation Using Dead Beneficiaries Works

Overview: Fraudsters manipulate beneficiary lists by registering deceased individuals as living Ayushman Bharat recipients to create fake health cards. This not only causes massive loss to the government, but also exposes surviving families to identity misuse and emotional distress. Rural and semi-urban communities are most affected, where verification is more challenging. How It Works: 1. Scammers obtain records of deceased individuals from local lists or publicly available data. 2. They submit new or altered Ayushman registration requests under the dead person’s name, entering dummy mobile numbers and forged documents. 3. Fake health cards are generated and used to claim hospital benefits or sold for other fraudulent purposes. 4. Often, these cards are detected only after claims are made or as part of large-scale audits. India Angle: This scam is common in regions with low digital oversight—such as Chhattisgarh, Jharkhand, rural Punjab, and Madhya Pradesh—where public death records aren’t routinely cross-checked with Ayushman beneficiary lists. The elderly, widows, and those without digital literacy often face additional hardship as a result. Real Examples: Example 1: An Ayushman Bharat card in Madhya Pradesh is found active years after the beneficiary passed away, with over Rs 2 lakh in fraudulent claims made. Example 2: Residents in Jharkhand are alerted that their late parent's Aadhaar was used to generate a new health card under a joint mobile number, resulting in denial of genuine benefits. Red Flags: - Notifications about an Ayushman card in the name of a deceased family member - Multiple health scheme cards linked to the same address [ADDRESS_REDACTED] - Hospital charges or benefits linked to someone who has died - Sudden denial of benefits for living family members due to "duplicates" Protective

Visual Intelligence:

BharatSecure's AI has identified this as a used in scams targeting Indian users.

Who Does Fake Ayushman Card Generation Using Dead Beneficiaries Target?

General public across India

What To Do If You Encounter Fake Ayushman Card Generation Using Dead Beneficiaries

  1. Do not click any links or share personal information
  2. Block and report the sender immediately
  3. Report at cybercrime.gov.in or call 1930
  4. Inform your bank if financial details were shared

How to Report Fake Ayushman Card Generation Using Dead Beneficiaries in India

  • Call 1930 — National Cyber Crime Helpline (24x7)
  • File a complaint at cybercrime.gov.in
  • Contact your bank immediately if money was lost
  • Call RBI helpline: 14440 for banking fraud

Frequently Asked Questions

What is Fake Ayushman Card Generation Using Dead Beneficiaries?
Overview: Fraudsters manipulate beneficiary lists by registering deceased individuals as living Ayushman Bharat recipients to create fake health cards. This not only causes massive loss to the government, but also exposes surviving families to identity misuse and emotional distress. Rural and semi-urban communities are most affected, where verification is more challenging. How It Works: 1. Scammers obtain records of deceased individuals from local lists or publicly available data. 2. They submi
How does Fake Ayushman Card Generation Using Dead Beneficiaries work?
Overview: Fraudsters manipulate beneficiary lists by registering deceased individuals as living Ayushman Bharat recipients to create fake health cards. This not only causes massive loss to the government, but also exposes surviving families to identity misuse and emotional distress. Rural and semi-urban communities are most affected, where verification is more challenging. How It Works: 1. Scamme
How to protect yourself from Fake Ayushman Card Generation Using Dead Beneficiaries?
Do not click any links or share personal information Block and report the sender immediately Report at cybercrime.gov.in or call 1930 Inform your bank if financial details were shared
How to report Fake Ayushman Card Generation Using Dead Beneficiaries in India?
Report to cybercrime.gov.in or call 1930 (National Cyber Crime Helpline). You can also contact your local police station's cyber cell.

Verify Any Suspicious Message

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