Malicious New Year Greeting Links

दुर्भावनापूर्ण नववर्ष शुभकामना लिंक

INDIA — By BharatSecure Threat Intelligence Team ·

Verdict: Dangerous | Risk Score: 8/10 | Severity: High

Category: Phishing/Bank

How Malicious New Year Greeting Links Works

  1. Scammers send WhatsApp or Telegram messages posing as festive New Year greeting cards or gift links.
  2. Messages often come from spoofed or compromised contacts within existing groups (family, work).
  3. Upon clicking, the link installs malware on the device or redirects to phishing sites.
  4. The malware aims to steal banking credentials, personal data, or take over accounts.

How This Scam Works — Detailed Explanation

During the festive season, especially around New Year, scammers become very active on popular messaging apps like WhatsApp and Telegram in India. They send out malicious New Year greeting links that appear harmless or even exciting, promising gifts, freebies, or exclusive content meant to attract attention. These links are often disguised as personal messages, sometimes even sent from someone you know who may have unknowingly shared the malicious link. The goal is to trick users into clicking on these links out of curiosity or festive spirit.

Once a victim clicks on the malicious link, they are often directed to fake websites that look similar to popular Indian banking portals or payment services like UPI apps. These sites prompt users to enter sensitive details such as Aadhaar numbers, bank account information, or One-Time Passwords (OTPs) sent to their phones. Some of these links can silently install malware on the victim's smartphone, which can steal banking app credentials, record keystrokes, or intercept SMS messages containing OTPs. This malware can compromise sensitive data stored on the phone, leading to direct financial losses.

Scammers leverage social engineering tactics to bypass the user's suspicion by making urgent requests or creating a sense of exclusivity, like "claim your special New Year gift before midnight." They exploit familiar Indian payment systems and apps, making the fake websites and messages appear genuine and trustworthy. Due to the festive rush, many individuals drop their guard and may not take the time to verify the authenticity of these messages. As a result, once the victim shares their personal information or OTP, scammers can initiate fraudulent transactions through mobile banking apps or UPI, draining the victim’s bank account.

In some cases, even after losing money or data, victims do not report the incident immediately due to embarrassment or lack of awareness. This delay sometimes allows scammers to cover their tracks, making it harder for authorities to trace them. Therefore, it is crucial for Indian users to stay alert and understand how these malicious New Year greeting links work to protect themselves during this vulnerable time.

Who Does Malicious New Year Greeting Links Target?

WhatsApp and Telegram users in India.

Red Flags — How to Identify Malicious New Year Greeting Links

  • Unsolicited links, even from known contacts, especially during festive seasons.
  • Links that promise gifts, freebies, or exclusive content that seems too good to be true.
  • Links that look suspicious, have unusual URLs, or don't match the sender's usual communication style.
  • Requests for personal information or OTPs after clicking a link.

What To Do If You Encounter Malicious New Year Greeting Links

  1. Avoid clicking on any suspicious or unsolicited New Year greeting links received on WhatsApp or Telegram.
  2. Verify with the sender personally before opening any links, even if they come from your contacts.
  3. Do not share personal information, Aadhaar details, or OTPs on any website or app opened through these links.
  4. Immediately report any suspected fraud or unauthorized transactions to your bank and the Cyber Crime Cell.
  5. Install reliable antivirus software on your phone and keep your apps and operating system updated regularly.

How to Report Malicious New Year Greeting Links in India

  • Call 1930 — National Cyber Crime Helpline (24x7)
  • File a complaint at cybercrime.gov.in
  • Contact your bank immediately if money was lost
  • Call RBI helpline: 14440 for banking fraud

Frequently Asked Questions

What is Malicious New Year Greeting Links?
Dangerous: Malicious New Year Greeting Links. Beware of malicious New Year greeting links on WhatsApp and Telegram in India for 2026 that install malware and steal banking data.
How does Malicious New Year Greeting Links work?
Scammers send WhatsApp or Telegram messages posing as festive New Year greeting cards or gift links. Messages often come from spoofed or compromised contacts within existing groups (family, work). Upon clicking, the link installs malware on the device or redirects to phishing sites. The malware aims to steal banking credentials, personal data, or take over accounts.
How to protect yourself from Malicious New Year Greeting Links?
Avoid clicking on any suspicious or unsolicited New Year greeting links received on WhatsApp or Telegram. Verify with the sender personally before opening any links, even if they come from your contacts. Do not share personal information, Aadhaar details, or OTPs on any website or app opened through these links. Immediately report any suspected fraud or unauthorized transactions to your bank and the Cyber Crime Cell.
How to report Malicious New Year Greeting Links in India?
Report to cybercrime.gov.in or call 1930 (National Cyber Crime Helpline). You can also contact your local police station's cyber cell.

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