How can I tell if a UPI payment screenshot is fake?

Fake UPI screenshots often have inconsistent fonts, mismatched logos, non-existent UTR numbers, incorrect date formats, or amounts that do not match bank records. Upload the screenshot to BharatSecure.app's AI forensics tool for an instant analysis.

What is a UTR number and why does it matter?

UTR (Unique Transaction Reference) is a 12-digit number assigned to every real UPI transaction by NPCI. Scammers often fabricate or use invalid UTR numbers on fake screenshots. Always verify the UTR directly through your banking app or BHIM.

Can a buyer send a fake payment screenshot?

Yes, this is a common scam. A buyer sends a doctored screenshot showing a completed payment. Always verify the credit in your actual bank account or UPI app before handing over goods — never rely on a screenshot alone.

Is my uploaded image stored by BharatSecure.app?

No. Your image is processed in real-time and never stored on our servers. Only anonymised metadata (file hash, verdict) is retained to improve detection accuracy.

What should I do if I accept a fake UPI payment screenshot?

Do not release goods or services. Contact the National Cyber Crime Helpline 1930 and file a report at cybercrime.gov.in. If money is involved, notify your bank immediately to initiate a dispute.

UPI Payment Screenshot Checker

Verify if a UPI payment screenshot is real or fake. Our AI forensics tool checks PhonePe, Google Pay, Paytm, and BHIM screenshots for doctored UTR numbers, inconsistent fonts, and mismatched app interfaces — in seconds.

Upload your UPI screenshot and verify free

Check UPI Screenshot

How It Works

Upload the Screenshot — Take a photo or upload a UPI payment screenshot (PhonePe, GPay, Paytm, BHIM).
AI Forensic Analysis — Checks UTR number validity, app interface consistency, font integrity, and scam database matches.
Review the Trust Score — Get a Trust Score (0-100) with a REAL / SUSPICIOUS / FAKE verdict.
Verify Before Releasing Goods — Always confirm payment in your actual bank app before handing over goods.

What We Check

UTR number format validity (NPCI 12-digit standard)
App interface consistency (PhonePe, Google Pay, Paytm, BHIM)
Font integrity and visual forensics
Amount and date format consistency
Cross-reference with known fake screenshot patterns

Frequently Asked Questions

How can I tell if a UPI payment screenshot is fake?: Fake screenshots often have inconsistent fonts, mismatched logos, non-existent UTR numbers, or incorrect date formats. Upload the screenshot to BharatSecure.app for instant analysis.
What is a UTR number and why does it matter?: UTR (Unique Transaction Reference) is a 12-digit number assigned to every real UPI transaction by NPCI. Scammers often fabricate invalid UTR numbers on fake screenshots. Always verify the UTR in your banking app.
Can a buyer send a fake payment screenshot?: Yes, this is a common scam. Always verify the credit in your actual bank account or UPI app before handing over goods — never rely on a screenshot alone.
Is my uploaded image stored?: No. Your image is processed in real-time and never stored on our servers. Only anonymised metadata is retained to improve detection accuracy.